Is the Regalia Credit Card the Best Choice for Luxury and Rewards?

The HDFC Bank Regalia Credit Card stands out as a top-tier alternative for individuals looking for luxury and incentives. With its numerous benefits, it has rapidly become a popular choice for those seeking the best of both worlds. We’ll take a deeper look at what the Regalia Credit Card has to offer and why it may be a game changer in your wallet.

Regalia Credit Card

Perks of HDFC Bank Regalia Credit Card

Holding the Regalia Credit Card from HDFC is like having a box full of surprises that keeps giving. It starts rewarding you the moment you sign up, turning each buy into a small celebration of luxury and joy.

Welcome Perks:

New Regalia card members are welcomed with open arms. They get a starting bonus of 2,500 Reward Points and deals on services from partner businesses, not to mention free entry to select airport lounges. It makes sure you start off feeling special and valued.

Milestone Perks:

Spending money on your Regalia card can lead to even more gifts. Hit the Rs. 5 lakh mark in a year, and you’ll find yourself 10,000 Reward Points richer; surpass Rs. 8 lakhs and add another 5,000 points to your kitty.

Travel Perks:

For those who are on the road often, the Regalia card could be your perfect travel buddy. Packed with features such as free entry to 8 local and 6 global lounge airports annually, air death insurance worth Rs. 1 crore, hospitalization coverage up to Rs. 15 lakhs in case of emergencies overseas, and slashes on hotel reservations. This card ensures every trip is elevated from merely another place to check off your list to an exceptional experience.

Dining Perks:

If you love food and fun, the Regalia Credit Card is a sanctuary of perks. Customers get to enjoy amazing dining benefits with the Good Food Trail program. Get a 20% discount at select eateries when paying through the Swiggy App on Swiggy Dineout.

Insurance Benefits:

HDFC’s Regalia Credit Card pulls out all the stops with its insurance benefits. Whether it’s lost bags, flight delays, or health emergencies while traveling, this card has you covered.

Accidental Death Insurance – Rs. 1 Crore

Emergency Medical Coverage – Rs. 15 lakhs

Coverage for Lost Card Liability – Rs. 9 lakhs

Who’s Eligible for the HDFC Regalia Credit Card?

This credit card isn’t just for high-flyers; it welcomes a wide range of people. If you have a regular income and solid credit history, this card could be yours, regardless if you’re on a payroll or running your own business. Just hit the bank’s income mark, and you’re in the running to get this card.

Qualification Details

To get your hands on the HDFC Regalia Credit Card, salaried folks need to make at least Rs. 1 Lakh a year, while those with their own gig need to rake in Rs. 12 lakhs. You’ve got to show the bank proof of your earnings and prove that you’re good for the money. The application isn’t rocket science, so it’s a breeze for anyone who fits the bill to get on board with Regalia.

Also Read This: Best Credit Cards for Earning Rewards Points?


Think of the HDFC Bank Regalia Credit Card as your pass into a plush world packed with perks. This card caters to those who aren’t satisfied with the basics and crave extra benefits from their spending. With everything from welcome gifts to rewards for hitting spending targets, not to mention travel benefits and dinner deals. If you’re looking to step up your game financially and score some killer extras, Regalia is calling your name. Throw your hat in the ring today for a shot at living it up with every swipe or tap.

Leave a Reply

Your email address will not be published. Required fields are marked *