Credit cards have become an essential part of our daily transactions. They offer convenience, safety, and a chance to earn rewards. HDFC Bank is one of the top leading banks which offers a range of credit cards. In this article, we will discuss the HDFC Bank Freedom Credit Card, one of the best HDFC Bank credit cards that offer a wide range of features and benefits.
Features and Benefits of HDFC Bank Freedom Credit Card
The HDFC Bank Freedom Credit Card is a perfect choice for those who want to enjoy financial freedom. It is a zero-annual-fee credit card that offers a range of benefits such as welcome benefits, dining benefits, reward points benefit, spend-based waiver, fuel benefits, and more. With this card, you can enjoy the freedom of spending without worrying about the annual fee.
Welcome benefits:
As a welcome benefit, you will receive 500 bonus Cash Points on successful payments. You will also get a 500 bonus Cash Points each year on card renewal.
Dining benefits:
With the HDFC Bank Freedom Credit Card, you can get 20% discount on dining at SWIGGY Dine out in India.
Reward Points Benefit:
Get 1 Cash Point for every Rs. 150 spent using this credit card. 5 Cash Points on every Rs. 150 spend on EMI purchases, and 2,500 Cash Points every month in this category. Also, get 10 Cash Points on every Rs. 150 spent on Big Basket and you can redeem these reward points for exciting gifts from the rewards catalogue.
Spend Based Waiver:
If you spend Rs. 50,000 or more in a year, the annual fee of Rs. 500 will be waived off for the next year. This means that you can enjoy the benefits of this credit card without worrying about the annual fee.
Fuel Benefits:
You can enjoy fuel surcharge waiver of 1% on fuel transactions. This means that you can save up to Rs. 250 per month on fuel transactions.
Eligibility and Documentation Required
To apply for the HDFC Bank Freedom Credit Card, you need to complete the following eligibility criteria:
1.Applicant should be a resident of India.
2.Must be between 21 to 65 years of age.
3.For Salaried People, monthly net income should be Rs. 12,000 or above and for Self-employed people annual income should be Rs. 6 lakhs or above.
The following documents are required to apply for this credit card:
1.Identity proof (Aadhaar Card, Passport, Voter ID, etc.)
2.Address proof (Aadhaar Card, Passport, Voter ID, etc.)
3.Income proof (Salary slip, Income Tax Return, etc.)
How to Apply for HDFC Bank Freedom Credit Card?
You can apply for the HDFC Bank Freedom Credit Card online or offline. To apply online, open the HDFC Bank website and fill in the application form. You just need to provide your personal and financial details. Once you submit the application, a representative from the bank will then verify your details.
To apply offline, visit the nearest HDFC Bank branch and fill in the application form. You just need to provide your personal and financial details. You will also need to submit the required documents along with the application form.
Conclusion
The HDFC Bank Freedom Credit Card is a great choice for those who want to enjoy financial freedom without worrying about the annual fee. With a range of benefits such as welcome benefits, dining benefits, reward points benefit, spend-based waiver, fuel benefits, and more, this credit card is perfect for those who love to spend and save at the same time. So, go ahead and apply for the HDFC Bank Freedom Credit Card today and enjoy the freedom of spending!